Homes with the intention of being unoccupied for 30 days or more must be insured with a vacant home insurance policy. This type of policy can include contents, buildings and liability cover. The most familiar reason why you need an unoccupied property insurance policy is because the standard home insurance policy is not offered for empty properties. The majority of standard house insurers and underwriters do not offer any cover for properties that will be unoccupied for more than 30 days at any one period.
The underwriters assume that there is a greater risk and chance of a claim arising from vacant properties especially from theft, vandalism and escape of water. Also, if there is a claim under the unoccupied house insurance policy, then the value of the claim may be a lot higher than if it was occupied. However we have a selection of insurers who will write vacant property policies at highly competitive rates.
Remember no two people are the same and no two policies are the same either, With this in mind always check the policy covers exactly what you require it too and most importantly what is not covered.
Most People donít realise they need specialist insurance to cover rental properties. Like alot of Landlords do you discover your Insurance confusing? You will not if you employ an expert in Landlord Insurance.
We are experts and market leaders when it comes to Cheap Landlord Insurance. We consider ourselves to be one of the leading providers of Insurance in the UK. One of the principals of our corporation has constantly been to offer the customer a selection from a number of insurers and this is what we can offer you.
Our website will offer you quotations from the leading Landlord Insurance Companies who we have negotiated special arrangements Unoccupied Property Insurance.
Once you have completed an online quotation and are happy with your quotation you can even acquire your Insurance Policy online straight away with immediate cover. Our insurance team can also be contacted by calling us on 0845 555 0666.
We believe in offering a professional and personal service to all our Customers.